Appraisal services for Gig Harbor and Pierce County homeowners

The top 7 reasons why WA homeowners use Gen 7:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
To challenge a WA property tax assessment
To cut a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a WA divorce, where property needs to be divided
To determine the true market value of real estate in question to settle an estate in WA

Do you own a house in or near Gig Harbor? Do you need help deciding the price of your real estate?
Contact Gen 7.

At Gen 7, we understand the special needs of a customer after appraisal services. Our usual business clients understand the appraisal process and the customary reporting formats. Being a consumer that probably doesn't see an appraisal on a regular basis,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Gen 7, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value report than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping folks just like you rid yourselves of unneeded PMI insurance.

Challenge Pierce county's assessment of your property

Lets say you live in a region that is declining -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Gen 7 is your best weapon.

Was your HELOC recently frozen?

If your house is in or near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Gen 7 can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd prefer to have a professional double-check it for precision or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Gen 7 can help you with that. While usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.